Splitflow · 2024 · Mobile · Web3 · Wallet
A multi-wallet experience that doesn't feel like crypto.
A wallet built around shared money, not single-user assets — with sending, receiving and insights that feel native to everyday spending.
Splitflow is an AI budgeting tool that auto-distributes income across user-defined wallets — bills, savings, goals, and a dedicated tax provision — then monitors financial progress against each. One control surface manages where every naira goes, with the chain hidden behind ergonomic flows.
The Problem
Most people manage budgets in spreadsheets or single-pocket apps. Income arrives in one lump and discipline decides the rest — taxes get skipped, savings get raided, and there's no feedback loop on whether the system is working.
The Goal
Automate the split: let users define wallets per purpose, route incoming income across them by rule, and surface progress signals that make discipline feel like a default rather than a chore.
Role
Product Designer
0
Core flows
Groups
Audience
Hidden
Chain visibility
- 01Designed authentication and wallet creation
- 02Designed send, receive and transaction flows
- 03Designed dashboard and insights for shared wallets
01
Friendly auth
Sign-in that doesn't feel like a security exam.
02
Create a wallet
Guided wallet creation with sensible defaults.
03
Dashboard
Shared balance and recent activity, clearly framed.
04
Send
Send flow optimised for repeat recipients and groups.
05
Receive
QR-first receive with clear context for the payer.
06
Insights
Shared-spend insights that explain where money goes.
A wallet that feels like a money app, not a crypto tool — with shared use-cases treated as the main path, not an afterthought.
Takeaways
Hide the chain. Reward repeat behaviour. Make groups the default, not a power-user feature.
Impact
- 01Shared money treated as a first-class flow
- 02Send/receive optimised for repeat recipients
- 03Insights that explain shared spending
What I learned
Most wallet UX is built for solo users. Designing for shared money exposed assumptions baked into every screen.
Next Steps
Add group permissions, recurring splits, and category-based insights.
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